Credit Cards Cash or Check
Christa Tharp
Most people pay for everything with credit cards
these days. Is it a good idea to use them for wedding services? Well, it
depends. If you have great credit and you can get a card with a very low
interest rate and you plan on paying it off every month ~ then I say “go
for it!” Especially if it has special features with it like airline miles
or points.
However, if the card has a high interest rate, you
know you won’t pay it off each month, or even worse, you’ll end up
spending even more, Then I say, “run away as fast as you can!” Yes, you
can prove purchases and ultimately get deposits back if that is ever an
issue. But it may just not be worth the risk.
Cash. NEVER, EVER buy things for your wedding
with cash! It’s very hard to prove, even with a receipt and getting a
refund is nearly impossible. Save your cash for your savings account.
Checks. This is the way I suggest you purchase
all of your wedding services. You can get a refund fairly easily, the
checks are traceable, and they don’t incur interest. Sure you have to
actually take the time to write them out, but trust me, that extra time is
worth it’s weight in gold.
Cash is always a no-no, credit cards are so, so, &
checks are always the way to go!
Survive the
biggest reality show of your life ~
YOUR WEDDING!
Call Tharp & Associates, Inc. at 765-864-0772 for
the next available seminar dates or to schedule a free
wedding consultation.
© Copyright 2005, Tharp & Associates.
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